.png)
Charlotte, NC Real Estate: What Buyers and Sellers Need to Know this February
- Sarah Kingsburgh
- Feb 1
- 3 min read
Updated: Sep 3
Thinking about buying or selling in the Charlotte area? February could be your moment. While many people wait for spring to make a move, getting ahead now means less competition, more negotiating power, and a smoother process.
Charlotte continues to attract relocations, with a 3% annual population growth driven by corporate moves and its high quality of life. Here’s what you need to know about Charlotte real estate trends, and why Belmont, NC, just 20 minutes from Uptown Charlotte, might be your hidden gem.
Charlotte, NC Real Estate Trends This February
If you’re watching the Charlotte real estate market and wondering whether February is the right time to buy or sell, here’s the breakdown:
Charlotte Housing Market Inventory: What Tight Inventory Means
Charlotte’s market is competitive, with fewer homes for sale than in previous years. This limited inventory creates a seller’s market, but there are advantages for both buyers and sellers.
For Buyers:
Move quickly on homes that are priced right and ready to move in.
Have a pre-approval letter and strong offer ready.
Work with a local Charlotte realtor like me to secure your dream home before competition increases.
For Sellers:
Less competition means your home can stand out and attract multiple offers.
With strategic pricing and presentation, February is an excellent time to list.
Home Prices in Charlotte: What to Expect in 2025
Charlotte home prices remain steady, with a median price of $400,000, marking a 2.8% increase from last year. Homes are selling at roughly 98% of the asking price, which balances stability for buyers and opportunity for sellers.
For Sellers:
Listing now can yield strong returns without facing the heavy spring competition.
For Buyers:
Prices are climbing modestly, so waiting could mean paying more—especially if interest rates rise.
Charlotte Homes: How Fast Are They Selling?
Homes in Charlotte average 30–60 days on the market—slower than previous years but still moving steadily.
For Sellers:
Take advantage of the window to prepare your home carefully and attract serious buyers.
For Buyers:
You won’t feel rushed into decisions, but acting quickly on the right property is still crucial.
Charlotte Mortgage Rates: What Buyers and Sellers Should Know
Current 30-year fixed mortgage rates are around 6.5%, with experts predicting possible shifts in the spring. Locking in now can save money and provide peace of mind.
Why Belmont, NC, Is a Hidden Gem
If you love Charlotte but want small-town charm, Belmont is worth a look. With historic character, a strong sense of community, and easy access to Charlotte, Belmont’s real estate market is growing fast.
Belmont Real Estate Snapshot (as of Jan 2025):
Median Home Price: $570,179 (up 56.6% from last year)
Days on Market: 61 (more room to negotiate than Charlotte)
Market Vibe: Homes generally sell for about 1% below list price
Why Belmont is Worth Considering:
Downtown Charm: Cozy cafés, boutique shops, and a historic feel.
Nature & Outdoor Space: Close to Catawba River, parks, and trails.
Community Focus: Small-town vibe, yet minutes from Charlotte.
(Personal Note: My family and I moved to Belmont three years ago, and we love the community!)
February: Unique Opportunities for Buyers and Sellers
For Buyers:
Less competition for homes
More room to negotiate price and terms
Lock in a favorable mortgage rate before potential spring increases
For Sellers:
Less inventory means more attention on your listing
Motivated buyers are actively looking now
Enjoy a steady, manageable market pace without the spring rush
Ready to Buy or Sell in Charlotte or Belmont?
Whether you’re looking to buy your first home in Charlotte, invest in Belmont real estate, or sell your property, February offers strategic advantages. Contact me today to discuss your goals—I’ll guide you through the process from start to finish.
Contact Belmont real estate agent, Sarah Kingsburgh, today to get started on your Charlotte or Belmont real estate journey!
Stats as of January 30, 2025—subject to change.
Comments